Health Insurance

Health Insurance

Buy the best health insurance policy online that includes most of your medical expenses. Avail cashless treatment at 13000+ hospitals across India.

What is Health Insurance?

A health insurance policy helps you overcome the medical and surgical expenses. It covers the insured persons with several financial benefits in case of any illness. Right from the pre and post hospitalization to the day-care hospitalization, your insurer will bear the expenses for all types of treatment. Today, leading insurers offer cashless facility at their network hospitals to help you avoid paying in cash.

Type of Health Insurance

Insurers offer a range of health insurance plans to meet everyone’s specific requirements. Following are some popular health insurance plans from the best medical insurance companies in Dubai that you can choose to meet your requirements. These are custom-made for you, no matter whatever the requirements you have.

Family HI

Get comprehensive health insurance coverage for the entire family within the scope of a single health plan from the top Health insurance companies.

Individual HI

Protect your health and financial goal against any unknown risks. Take advantage of our expertise to choose the best plan from the best medical insurance companies.

Senior Citizens Red Carpet

Exclusively for senior citizen, this insurance plan offers comprehensive coverage for medical treatment of illnesses. from the best medical insurance companies

Cardiac Care

Cardiac care insurance is one of the kind policies in the industry offering complete cover for cardiac and non-cardiac treatments. It provides health insurance for heart patients and ensures coverage for all their cardiovascular needs. It’s is a combination of cardio vascular and regular hospitalization needs. This helps ease the financial burden of those in such situation of treating repeat heart ailments and provides sufficient expense coverage.

Diabetes care

Diabetes Safe Insurance Policy will cover you against all expenses incurred on hospitalisation for treatment of Type I or Type II Diabetes and its complications. The plan provides coverage on an individual and family floater basis that requires 24 hours of hospitalisation.

Cancer Care

Cancer Insurance is a medical cover offering financial and healthcare protection against major cancer-related treatment expenses at all stages.

Women Care

Policy, a woman-centric comprehensive health cover specially designed to protect the health-care needs of women at every stage of their lives. In addition to regular hospitalization, the policy provides cover for assisted reproduction treatment, delivery (pre and post-natal cover), multiple medical consultations, preventive health check-ups, voluntary sterilization as well as child hospitalization.

Critical Illness

A critical illness insurance policy is an insurance coverage that helps you to cover expenses related to life-threatening critical illnesses and lifestyle diseases such as cancer, stroke, Parkinson’s disease, paralysis, live disorders, kidney failure, and other ailments.

Personal Accident

Term life insurance pledges to pay the stated death benefit to the insured beneficiary if he/she dies during the specific term. It has no savings component.

Group/Employee Health Insurance Plans

This is a convenient way to provide your employees with a health insurance cover at a low price. Send us your requirement over call or email and get the best possible quote from the industry.

FAQs

You should purchase health insurance so that you don’t lose your lifelong savings while paying for medical bills in a critical situation.

Your health insurance will either pay your hospital bills directly if opted for the cashless facility or it will reimburse any payment made by you towards medical expenses incurred due to an illness or injury.

While the eligibility age for health insurance policies differs, the general eligibility age for adults ranges between 18 years up to 65 years. The eligibility age for children lies between 90 days up to 18 years.

Yes! You can gain coverage for self, spouse, children, dependent parents, and multiple other relationships such as parents-in-law, siblings, and others if your plan allows.

Yes, you are free to buy another plan based on your specific medical needs.

You can buy Individual Health Insurance Plan, Family Floater Health Insurance Plan, Senior Citizen Health Insurance Plan, Critical Illness Insurance Plan, Maternity Health Insurance Plan, Group Health Insurance Plan, Personal Accident Insurance Plan.

Health insurance benefits differ from policy to policy. However, basic health insurance benefits include cover for an inpatient hospitalization, pre & post hospitalization, daycare procedures, emergency ambulance expenses, organ donor expenses, domiciliary hospitalization, OPD expense and more. expenses, and more.

Yes! Buying health insurance will earn you the eligibility to claim tax benefits under Section 80D of the Income Tax Act, 1961.

If you already have an insurance policy but want to extend your cover, you can do so at the time of policy renewal.

If you have already been diagnosed with a medical condition, it will be considered a pre-existing disease. In this case, you may have to wait for a specific period (waiting period) until allowed coverage. Based on your insurer, you may be required to pay a higher premium or face policy denial.

If you want to buy health insurance, you need to submit the documents like aadhaar card, voter ID, driving license, and pre-medical check-up report (in some cases). The documents are required for age proof, identity proof, address proof, and medical check-up

In case of missed health insurance renewal due date, your insurance company will give you a grace period of 15-30 days. If you again miss making the premium payment during the grace period, you may be denied coverage, denied policy renewal, lose out on no claim bonus, or asked to serve with waiting periods from the start.

You will have to wait for a period of 30 days (waiting period) before your policy starts covering you. If you have a health insurance policy for accident cover, there will be no waiting period. Furthermore, in the case of a pre-existing disease or specific diseases, you will have to serve the waiting period (depending on the plan) before enjoying the coverage.

Book Your Appointment