Health Insurance
What is Health Insurance?
Type of Health Insurance
Family HI
Get comprehensive health insurance coverage for the entire family within the scope of a single health plan from the top Health insurance companies.
Individual HI
Protect your health and financial goal against any unknown risks. Take advantage of our expertise to choose the best plan from the best medical insurance companies.
Senior Citizens Red Carpet
Exclusively for senior citizen, this insurance plan offers comprehensive coverage for medical treatment of illnesses. from the best medical insurance companies
Cardiac Care
Cardiac care insurance is one of the kind policies in the industry offering complete cover for cardiac and non-cardiac treatments. It provides health insurance for heart patients and ensures coverage for all their cardiovascular needs. It’s is a combination of cardio vascular and regular hospitalization needs. This helps ease the financial burden of those in such situation of treating repeat heart ailments and provides sufficient expense coverage.
Diabetes care
Diabetes Safe Insurance Policy will cover you against all expenses incurred on hospitalisation for treatment of Type I or Type II Diabetes and its complications. The plan provides coverage on an individual and family floater basis that requires 24 hours of hospitalisation.
Cancer Care
Cancer Insurance is a medical cover offering financial and healthcare protection against major cancer-related treatment expenses at all stages.
Women Care
Policy, a woman-centric comprehensive health cover specially designed to protect the health-care needs of women at every stage of their lives. In addition to regular hospitalization, the policy provides cover for assisted reproduction treatment, delivery (pre and post-natal cover), multiple medical consultations, preventive health check-ups, voluntary sterilization as well as child hospitalization.
Critical Illness
A critical illness insurance policy is an insurance coverage that helps you to cover expenses related to life-threatening critical illnesses and lifestyle diseases such as cancer, stroke, Parkinson’s disease, paralysis, live disorders, kidney failure, and other ailments.
Personal Accident
Term life insurance pledges to pay the stated death benefit to the insured beneficiary if he/she dies during the specific term. It has no savings component.
Group/Employee Health Insurance Plans
FAQs
You should purchase health insurance so that you don’t lose your lifelong savings while paying for medical bills in a critical situation.
Your health insurance will either pay your hospital bills directly if opted for the cashless facility or it will reimburse any payment made by you towards medical expenses incurred due to an illness or injury.
While the eligibility age for health insurance policies differs, the general eligibility age for adults ranges between 18 years up to 65 years. The eligibility age for children lies between 90 days up to 18 years.
Yes! You can gain coverage for self, spouse, children, dependent parents, and multiple other relationships such as parents-in-law, siblings, and others if your plan allows.
Yes, you are free to buy another plan based on your specific medical needs.
You can buy Individual Health Insurance Plan, Family Floater Health Insurance Plan, Senior Citizen Health Insurance Plan, Critical Illness Insurance Plan, Maternity Health Insurance Plan, Group Health Insurance Plan, Personal Accident Insurance Plan.
Health insurance benefits differ from policy to policy. However, basic health insurance benefits include cover for an inpatient hospitalization, pre & post hospitalization, daycare procedures, emergency ambulance expenses, organ donor expenses, domiciliary hospitalization, OPD expense and more. expenses, and more.
Yes! Buying health insurance will earn you the eligibility to claim tax benefits under Section 80D of the Income Tax Act, 1961.
If you already have an insurance policy but want to extend your cover, you can do so at the time of policy renewal.
If you have already been diagnosed with a medical condition, it will be considered a pre-existing disease. In this case, you may have to wait for a specific period (waiting period) until allowed coverage. Based on your insurer, you may be required to pay a higher premium or face policy denial.
If you want to buy health insurance, you need to submit the documents like aadhaar card, voter ID, driving license, and pre-medical check-up report (in some cases). The documents are required for age proof, identity proof, address proof, and medical check-up
In case of missed health insurance renewal due date, your insurance company will give you a grace period of 15-30 days. If you again miss making the premium payment during the grace period, you may be denied coverage, denied policy renewal, lose out on no claim bonus, or asked to serve with waiting periods from the start.
You will have to wait for a period of 30 days (waiting period) before your policy starts covering you. If you have a health insurance policy for accident cover, there will be no waiting period. Furthermore, in the case of a pre-existing disease or specific diseases, you will have to serve the waiting period (depending on the plan) before enjoying the coverage.
